Barqly gives employees instant access to their already-earned wages. at zero cost to employers.
Employees work hard every shift. But traditional payroll forces them to wait weeks to access money they've already earned. Barqly bridges that gap. instantly, safely, and at no cost to the employer.
No loans. No credit checks. No interest. Just wages, accessed when they're needed.
Join our pilot programme in Amsterdam. free setup, zero employer fees, and full legal and payroll support.
Barqly integrates with your existing payroll system and handles everything. from employee onboarding to payroll settlement.
No setup fees, no monthly subscription, no per-transaction charges.
Financially stable employees are more engaged and less likely to leave.
Fully GDPR compliant with robust data protection built in from day one.
We're onboarding our first employer cohort. Get started with full onboarding support and zero commitment.
Stop waiting for payday. With Barqly, your earned wages are available instantly. safely, transparently, and with no credit involved.
Only access wages you've already earned. No credit, no interest, no debt.
One low transparent fee per withdrawal. Shown clearly before you confirm.
Money lands in your personal bank account within minutes of your request.
What you withdraw is deducted from your next salary. no separate repayments.
Tell them about us. It costs them nothing and takes less than a week to set up.
From payroll data to instant withdrawal. every step is transparent, automated, and built on sound financial architecture.
Here's exactly what happens from the moment you finish a shift to the moment funds arrive.
Employee completes a shift. Hours logged in the employer's time & attendance system.
As employees work, their earned wage balance updates automatically in the Barqly app.
Employee selects an amount within their available balance, reviews the transaction fee, and confirms.
Barqly validates KYC, available balance, and fraud checks in real time. Auto-approved if clear.
Barqly transfers funds directly to the employee's personal bank account within minutes.
Accessed wages are automatically settled at the next payroll cycle. Zero manual work for HR.
Schedule a demo with our team.
Whether you're an employer, employee, or investor. we'd love to hear from you.
Piloting in Amsterdam with national rollout planned for 2026–2027.
Mubeen Sohail. Co-Founder & CBO
EWA industry & workforce operations, US market
Faizan Mazhar Qureshi. Co-Founder & CTO
IT audit & technology consulting, Dutch financial sector
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Barqly was founded by two operators with deep roots in financial services, technology, and workforce management. united by a shared belief that employees shouldn't have to wait for money they've already earned.
"Our mission is to give every worker in Europe instant access to the wages they've already earned. without debt, without risk, and without waiting for payday."
We partner with employers to integrate seamlessly with their existing payroll systems, allowing employees to access their earned income whenever they need it. through a secure, compliant, and fully automated platform.
By combining technology, transparency, and trust, Barqly is reshaping how people experience their pay. making financial wellness accessible, affordable, and empowering for every employee, every day.
Barqly is led by two co-founders who bring together deep technology, financial services, and operational experience.
Mubeen brings extensive operational and business leadership experience across the United States, spanning healthcare resource management, logistics, and financial technology.
His career spans management roles in workforce-intensive industries. giving him first-hand insight into the financial pressures faced by hourly and shift-based workers. Before co-founding Barqly, he worked directly in the Earned Wage Access industry in the US, where he developed a deep understanding of EWA product delivery, employer partnerships, and employee financial wellness.
Mubeen leads Barqly's business development, employer partnerships, and go-to-market strategy across the Netherlands and Europe.
Faizan is a technology and financial services professional with a background in computer science and a career built at the intersection of IT and regulated financial institutions.
He spent years as an IT auditor and technology consultant working exclusively with banks and financial institutions in the Netherlands, advising on systems integrity, regulatory compliance, and technology risk. His work gave him deep familiarity with the Dutch financial landscape, its regulatory frameworks, and the infrastructure that underpins modern payroll and banking.
Faizan leads Barqly's technology strategy, platform architecture, and product development. building a system designed from the ground up for security, compliance, and scale.
The Netherlands has one of Europe's most progressive financial regulatory environments, a highly digitised payroll infrastructure, and a workforce that increasingly expects modern financial tools. With Amsterdam as our base and Faizan's deep relationships in the Dutch financial sector, we are uniquely positioned to make Barqly the leading EWA platform in the Netherlands. and across Europe.
Whether you're an employer, investor, or partner. we'd love to connect.